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ECU has a checking account to fit your personal needs. Any account you choose will have the benefit of 24 hour access with TouchTone Teller, e-Branch, and PULSE ATM networks. Plus, all checking accounts have accessibility to Online Bill Pay, Direct Deposit, Payroll Deduction, eDocs, Visa Check Card, and Overdraft Protection (upon approval of ECU requirements).
NO SERVICE CHARGE (FREE): Open a free checking account with as little as $25. After your account has been opened, ECU does not require a minimum balance. Monthly statements are mailed at the end of each month or retrieved through e-Statements, a secure way to receive your statement via ECU's web site. Free checking accounts do offer Online Bill Pay, Direct Deposit, Payroll Deduction, Visa Check Card, and Overdraft Protection (upon approval of ECU requirements). See Fee/Disclosure Schedules.
Free Checking Benefits
- No Monthly Service Charge
- No Minimum Balance Required
- Unlimited Check writing
- Free TouchTone Teller
- Free e-Branch
- Free VISA Check Card/ATM Card
- Free Web Bill Pay with eDocs
DIVIDEND INTEREST-BEARING:With dividends paid on every dollar, Dividend Interest-Bearing Checking is one of the most competitive anywhere. Open this account with as little as $25. Dividend checking accounts require a minimum balance of $900 in order to earn the stated APY* or a service charge of $6 will be applied. You may write a limit of 40 checks or a "per check" of each month or retrieve through e-Statement, a secure way to receive your statements via ECU's web site. Dividend checking accounts do offer Online Bill Pay, Direct Deposit, Payroll Deduction, Visa Check Card, and Overdraft Protection (upon approval of ECU requirements). See Fee/Disclosure Schedules. *APY is Annual Percentage Yield.
RED APPLE CHECKING:With Red Apple Checking, members have access to all of the free checking benefits, but have added extra financial services, security benefits, and discounts on shopping, travel and prescriptions. All age groups are eligible and have access to the entire array of products including the $100,000 Common Carrier Insurance, the Prescription Program, and the Vision Program. All levels of Red Apple Checking can earn dividends on balances of $900* or more.
*When you maintain an average daily balance of $900 or more, your account will earn interest.
We have replaced Identity Theft Insurance with two products that will better protect you against identity theft. Identity Watch® program provides you with a copy of your credit report, ongoing credit file monitoring and comprehensive victim assistance benefits. Identity Theft 911 provides members, who have become a victim of identity theft, a single source of contact in helping you resolve your problem from start to finish. We believe these two programs offer better protection than our previous identity insurance. |
