| Share Value/Membership Fee |
Par value of one share
|
$25.00 |
Membership fee
|
$1.00 to open account
$12.00 to reopen the
second time within a 12 month period of closing the membership share account.
$24.00 to reopen the third time within a 12 month period of closing
the membership share account
$24.00 to reopen the fourth time or more within a 12 month period of closing
the membership share account |
|
| Share Savings Account Fees |
Withdrawal fee
|
$1.50/Withdrawal, after 4 withdrawals per month |
Checks/Teller Checks made Payable to third parties
|
$1.50/Each |
| |
| Checking Account Fees |
Overdraft fee
|
$22.00/Item |
NSF fee
|
$22.00/Item |
Stop Payment fee
|
$22.00/Request |
Check Printing fee
|
Prices may vary depending upon style |
| |
| Temporary Check Printing |
First time
|
Free |
Additional Temporary Check
|
$2.00/12 |
| |
| Interest Checking |
Maintenance fee
|
$6.00 per month if the minimum balance is not maintained |
Excess Check fee
|
$0.10/Item for each check processed by us in excess of forty (40)during a monthly statement cycle |
| |
| Money Market |
Excess Check fee
|
$3.00/Item for each check processed by us in excess of three (3)
during a monthly statement cycle |
Red Apple Checking Account Balance Below $100.00
|
$6.59/Month |
Golden Red Apple Checking Account Balance Below $100.00
|
$6.59/Month |
| |
| VISA Check Card |
Replacement fee
|
$2.00 |
Monthly Card fee
|
$0.00 |
Lost and Stolen (Merchant Recapture)
|
$50.00 |
Cashiers/Teller Checks made payable to third parities
|
$1.50 each |
| |
| Other Service Fees (applicable to all accounts) |
Account Reconciliation fee
|
$12.50 per hour (minimum ½ hour) |
Account Research fee
|
$12.50 per hour (minimum ½ hour) |
Statement Copy fee
|
$2.50 per copy
on line
$3.50 from microfilm |
Lien/Levy/Garnishment Processing Fee
|
$25.00 |
Deposited item Return fee
|
$10.00 per item |
Items Sent for Collection fee
|
$3.00 per item |
Wire Transfer Domestic (incoming) fee
|
$0.00 per transfer |
Wire Transfer Domestic (outgoing) fee
|
$13.00 per transfer |
Wire Transfer Foreign (incoming) fee
|
$0.00 per transfer |
Wire Transfer Foreign (outgoing) fee
|
$12.50 plus correspondent fees per transfer |
Money order fee
|
$1.50 each |
Check Cashing Fee for Nonmember
|
Up to 3% of check amount |
Travelers Check (Checks for two) fee
|
$0.50/ $100.00 |
Legal Process fee
|
Set by Texas law |
eZ Pay (Electronic Credit Card Payment via Town North Bank)
|
$10.00 |
Stop Payment Corporate Credit Union Checks
|
$22.00 |
Copy of Member Check fee
|
$2.50 |
Payroll Deduction Change fee
|
$1.00 |
Returned Mail fee
|
$1.00 |
Gift Check fee
|
$1.25 |
Check Hold Research fee
|
$5.00 |
VINguard TM Auto Facts
|
$15.00 (if the vehicle is financed with ECU within sixty (60) days of the report the fee will be reimbursed) |
Visa Preauthorized Stop Payment
|
$25.00 |
ATM Surcharge fee
|
Varies depending on machine used |
| Electronic Funds Transfer Fees Provided in Membership Agreement |
| |
| e-Branch |
Monthly fee
|
No fee |
Finance Works Monthly fee
|
No fee |
Mobile Banking Monthly fee
|
No fee |
External Account Funds Transfer fee
|
Per transfer |
$0.00 - $2,000.99 (Incoming)
|
No fee |
$0.00 - $2,000.99 (Outgoing)
|
$2.20 |
$2,001.00 - $5,000.99 (Incoming)
|
No fee |
$2,001.00 - $5,000.99 (Outgoing)
|
$3.00 |
$5,001.00 - $10,000.99 (Incoming)
|
No fee |
$5,001.00 - $10,000.99 (Outgoing)
|
$4.20 |
$10,001.00 - $15,000.00 (Incoming)
|
No fee |
$10,001.00 - $15,000.00 (Outgoing)
|
$5.40 |
Premium Next Day - ($0.00 - $2,000.00) (Outgoing)
|
$5.80 |
| |
e-Docs |
Monthly fee |
No fee |
| |
| Web Bill Payment |
| NEW enrollees for Web Bill Payment: Get it FREE for the first 90 days. |
Monthly fee
|
$4.95, plus $.30 per each bill paid over fifteen (15) |
Monthly fee with e-Docs
|
Free up to fifteen (15) $.30 per each bill paid over fifteen (15) |
Monthly fee with Golden Apple Checking
|
Free up to fifteen (15) $.30 per each bill paid over fifteen (15) |
NSF fee
|
$22.00 |
Stop Payment fee
|
$22.00 |
| |
Online Digital Documents |
Signing fee
|
$4.00 per signer |
|
| Safe Deposit Box Fees |
Annual Rental
|
|
Size
|
Fee |
3 x 10
|
$24.00 per year |
5 x 10
|
$40.00 per year |
10 x 10
|
$72.00 per year |
Change of Lock fee
|
$75.00, plus any locksmith charges |
Drilling of Box fee
|
$75.00, plus locksmith charges for drilling |
Replacement Key fee (per pair)
|
$5.00 |
| NCUA Does Not Insure Safe Deposit Contents |
