The Education Credit Union -
Amarillo, Canyon, & Bushland Tx.
806.358.7777 | 800.687.8144
Credit Card Rates
*Stated Annual Percentage Rates are with approved credit, effective as of September 14, 2009, which are subject to change without notice.
APR*
Daily
Periodic
Rate
MasterCard and Visa
25-day grace period on all MasterCard and Visa accounts. Minimum monthly payment equal to 3% of balance. ATM cash advance on PIN number.
Standard Rate Purchases
10.95%
.030000%
Fees:
Late Fee - 10% of delinquent minimum payment due
Overline Fee - $10.00
Return Check Fee - $20.00
Platinum MasterCard and Visa
25-day grace period on all Platinum MasterCard and Visa accounts. Minimum monthly payment equal to 3% of balance. ATM cash advance on PIN number.
Standard Rate Purchases
8.95%
.024521%
Standard Rate Cash Advances
9.95%
.027260%
Fees:
Late Fee - 10% of delinquent minimum payment due
Overline Fee - $10.00
Return Check Fee - $20.00
Cash Rewards Platinum Visa
25-day grace period on all Platinum MasterCard and Visa accounts. Minimum monthly payment equal to 3% of balance. ATM cash advance on PIN number.
Standard Rate Purchases
6.00% to 18.00%
.016438% to .049315%
Standard Rate Cash Advances
18.00%
.049315%
Fees:
Late Fee - If a payment is 8 days or more past due, you wil
be charged a Late Payment Fee of $20.00
Overlimit Fee - $20.00
Return Check Fee - $20.00
