A Share Secured VISA* offers members with less than perfect credit ratings the convenience of a credit card, or allows members to have a high credit card limit. Members must pledge funds in their share account against the credit card limit. This allows the member to have the convenience of a credit card while rebuilding or restoring their credit. No annual fee, low fixed rates, no cash advance fees, and a 25-day grace period are just a few great benefits that ECU's Share Secured VISA offers. Apply online or visit our convenient location for information about a VISA account.

*The Secured Credit Cards will not have the special introductory rate