Being an ECU member
has its perks!
- Theme Park
- Gift Cards/Scratch Pads
- Debt Protection Products
- Free ATM’s
Six Flags Over Texas
For more than 45 years, Six Flags have given children and adults the freedom to discover captivating settings and thrilling adventures. Six Flags Over Texas is located in Arlington.
Six Flags Hurricane Harbor
There’s no better place than Six Flags Hurricane Harbor to keep you cool all summer long! It’s the largest water park in North Texas with exciting rides for the whole family. Hurricane Harbor is located in Arlington.
The perfect gift for everyone is the VISA Gift Card! ECU’s VISA Gift Card takes the guess work out of gift giving. Your card is good at millions of merchants that accept VISA cards. You can purchase your VISA Gift Cards in amounts from $10 to $1,000 at any ECU branch. A $2.75 service fee applies. To check available limit by phone, you can call 1-866-833-2370.
To register your card or check your card balance click here.
Who doesn’t love a mini book of cash? Stop by any of our convenient locations to check availability in different cash options.
Excess Share Insurance
At Education Credit Union, your savings are federally insured by the US Government through the National Credit Union Administration (NCUA). NCUA insures your individual savings accounts up to a maximum of $250,000, regardless of the number of individual accounts you may have. Joint, individual, retirement, and other account relationships are insured separately. Also, NCUA insures Individual Retirement Accounts (IRAs) up to a maximum of $250,000.
In addition to NCUA, Excess Share Insurance (ESI) provides an additional $250,000 of savings coverage to qualifying accounts. ESI is a licensed property and casualty insurance company. Members exceeding the maximum level of coverage provided by the NCUA are also insured up to an additional $250,000 by ESI. For example, if a member has a savings account, checking account and certificate of deposit at ECU that when added together totals $360,000. The first $250,000 is insured by NCUA with the remaining insured by ESI.
NCUA now has a online calculator to calculate federal insurance on an account. Click here to use this calculator.
Auto & Home Insurance
The Travelers Auto and Home Insurance Program for Education Credit Union members gives you access to these great benefits:
Special program rates on quality coverage
Easy payment options, including Electronic Funds Transfer (EFT)
Money-saving discounts and advantages
Free, no-obligation quotes from licensed insurance representatives or online
Find out how you can get the right coverage at a better price with the Travelers Auto and Home Insurance Program for Education Credit Union members.
Get a free quote today! Click here or call 1-800-842-5936 for a quote over the phone.
American National Freedom Term Life Insurance
If you’d like your family to be better protected, we’d like to help.
Together with our partner American National Insurance Company, we want to make it as easy as possible for you to shop for the life insurance you need to protect your loved ones. You might be surprised how easily and affordable you can arrange for coverage to:
• Pay for final expenses, such as funeral and medical bills
• Allow your family to continue living in their home or apartment
• Ensure your children can still receive the education you want for them
• Pay off outstanding credit cards, and personal or business loans
• Leave your family better able to face all of life’s many expenses
For more information call 1-800-783-4173
Credit Life & Disability
Credit Life and Disability Insurance coverage provides you the assistance to help pay off your loan commitment when you cannot. This coverage is only available if you are insured while disabled or pass away. Credit Life and Disability Insurance is the best possible protection for your credit and your family’s future after your death. Education Credit Union sells this coverage for an affordable charge. Ask your Loan Officer for more price details.
Our Involuntary Unemployment Protection helps you in case of involuntary unemployment by canceling your loan payments for a specified amount of time.
Family Medical Leave of Absence Protection (FMLA)
This service protects you if a family member’s medical needs require you to take a leave of absence.
We offer this service for a flat rate of $415.00* while dealers charge a percentage of the loan amount. GAP protection will pay the difference between an insurance settlement and the payoff balance of your loan or lease.
_ Original Purchase:_ $20,000 Loan amount after one year: $18,000 Insurance Settlement: $15,000 GAP pays: $3,000
Auto Deductible Reimbursement (ADR)
This service is included in your GAP payment. ADR is just what it says—Auto Deductible Reimbursement. It pays up to $500 per loss (limit two losses per year) when claim is filed and paid with primary insurance carrier. Loss means an event for which the auto insurance company has approved and paid a claim which exceeds the covered auto deductible for a collision or comprehensive claim. Coverage is effective upon date of enrollment and will continue for 3 years.
Extended Service Contracts
These service contracts offer you protection even after factory warranties expire. ECU offers this service at a very low cost for our members. We would love to quote a contract for you. These contracts will work at any ASE Certified repair facility.
Access to the entire array of products including, Identity Theft Protection, Travel Services, Dining and Entertainment and the Vision Program; CLICK HERE to learn more.
ECU has partnered with People’s Federal Credit Union to provide our members free access to ATMs with no surcharge. The following is a list of ATM locations that do not charge a fee.
• ECU Branch Plum Creek: 5500 Plum Creek Dr.
• ECU Branch 45th: 3615 SW 45th Ave.
• ECU Canyon Branch: 2100 4th Avenue, Canyon, TX
• ECU Bushland: 1801 S. FM 2381, Bushland, TX
• Drive Thru ATM Peoples Branch: 3601 W 15th St.
• Drive Thru ATM Grand Plaza: I-40 & Grand St
• Eskimo Hut: I-27 & McCormick
• Shell Food Mart: I-40 & Airport Blvd
• United Supermarket: 5601 Amarillo Blvd West (not Tascosa Road)
• People’s Canyon Branch: 120 Hunsley Road
• J&B Discount #2: 4809 River Road
• Pucket Plaza:34th & Bell St
Bigger ATM Refund
To better accommodate our members, ECU is increasing our ATM refund policy. As of January 1, 2010, ECU will reimburse up to $15 a month for the previous six months of surcharges. To receive your refund, please bring your original statement into any of our locations or email email@example.com. Then, we will immediately reimburse your checking account. Please make sure we have your correct address on record.
Also, to avoid ATM withdrawal fees, you can use your check card or ATM card to purchase items and receive cash back at many participating merchants. Another way to avoid ATM surcharges is to make withdrawals at any of our ECU branches during business hours.
ATM CO-OP Network
ECU has been added to the CO-OP Financial Services Network. CO-OP is the nation’s largest credit union-owned network. This network gives ECU members access to over 28,000 more surcharge free ATMs nationwide. Visit www.co-opfs.org to find the nearest ATM, or download the free ATM Locator iPhone app at the App Store on iTunes
ECU has partnered with MoneyPass to provide our members free access to ATM’s with no surcharge. This network gives ECU members access to over 20,000 more surcharge free ATMs nationwide. Here is a brief list of local ATM locations that do not charge a fee.
Access Community CU
- 201 Tascosa Road
- 202 Tascosa Road
- 6401 Bell Street
- 2351 Paramount
The MoneyPass network offers tens of thousands of surcharge-free ATM’s coast-to-coast located where you live, work, and travel. This locator will help you find the most convenient ATM location to use your card surcharge-free. Not all ATM’s may display a MoneyPass decal.
Disclaimer: “Due to circumstances beyond our control, Sam’s and Wal Mart ATM’s will charge a fee but we will refund it if you bring us your monthly statement or email firstname.lastname@example.org.”
At Education Credit Union, we know that times are tough for students. College tuition rates continue to climb as admission requirements get tougher and tougher. Have you ever wished that someone would just help you out?
That’s why we’re here, and it’s why we’ve partnered with Opportunity Plan, Inc. to offer scholarships to our graduating high school Senior members. Four ECU members will be chosen by Opportunity Plan, Inc. each year to receive scholarships of up to $4,000. Each student will receive $1,000 each semester for four semesters, and all you have to do is maintain 12 credit hours with a GPA of 3.0 or higher.*
To be eligible for this scholarship, you must have had a membership with ECU for at least one year prior to application date.
Click here to download the application.
*To be eligible for scholarship, GPA from any completed college credit hours must be 3.0 or higher. Student must have completed less than 60 credit hours at time of application to be eligible. Opportunity Plan, Inc. selects all scholarship recipients.