Skip-A-Pay

Take a break from payments! Skip your payment* on many ECU loans and spend the money on your loved ones instead. Fill out and submit the application below no later than ten days before the due date of the payment you wish to skip.

*Not available on: real estate loans, home equity loans, Extra Credit LOC, credit cards, single pay notes, overdraft loan, an loan in bankruptcy, ECU workout loans, or TDR loan within the first 12-months. Subject to ECU underwriting approval. Member must have made at least six full payments on the loan.  All loans must have on-time payment within the last six months, including credit cards.  Only two skip-a-payments per 12-month rolling period.  The skip-a-payments must occur six months apart. Interest will continue to accrue on the outstanding balance during the skip-a-payment period. Your regular payment schedule will resume in the month immediately following the month in which you have skipped payment. Except for this change to the payment obligation, all other terms of your agreement remain in effect. Skipping a payment will extend the term of your loan.