Text Banking
Take your banking wherever you go.
Text Banking makes it easy to access account balances and transactions, right on your mobile phone. It’s the fastest way to get your balances – anytime, anywhere. Just text a short command to 454545, and you will quickly receive the information you want. Here are some of the requests you can make with Text Banking:
- BAL — Current and available balances for a primary account you designate
- LAST — The last five transactions in your primary account.
- BAL ALL — Current balances for all the accounts you have with us.
- Click here for more commands.
You can also receive a low balance alert if your balance drops below a threshold that you set. In addition, you are also able to transfer funds via text message, and you have the ability to add a second phone number.
Not only is Text Banking fast and free*, it is secure. You must first log into our secure internet banking site and have your phone in your possession in order to complete enrollment. We text an activation code to your phone that you must enter into eBranch in order to activate Text Banking. Also, we never send confidential information such as user ID’s, passwords, or complete account numbers via Text Banking.
To get started with Text Banking, log into eBranch and look for the Mobile Banking & Alerts button to activate your phone. Have any questions? Head over to our FAQ page.
Note: If you change cell phone carriers it will take 37 days after the date you switched cell phone carriers.
Click here for a demo.
*Standard carrier rates and fees apply.
WHAT IS TEXT BANKING?
Text banking allows you to access your bank or credit union account from your mobile phone — anytime, anywhere.
Some banks and credit unions offer text banking options to account holders. Users typically set up text banking by logging into their account, and setting it up online. Afterwards, they will text a short command to an established number, and receive alerts and information through text messages. This includes current account balances and the last five transactions of the account.
“Is Text Banking available in the Amarillo area?”
Yes. One example is Education Credit Union, which serves multiple locations throughout West Texas. ECU offers fast, free, and secure text banking. ECU never sends confidential information such as user ID’s, passwords, or complete account numbers via text banking.
IS TEXT BANKING AVAILABLE IN THE AMARILLO AREA?
Yes. There are financial institutions in Amarillo, TX that offer text banking, including Education Credit Union.
HOW DO I USE TEXT BANKING?
Text Banking makes it easier than ever to access account information directly from your phone. While it’s simple to use, it’s important you set it up correctly and securely.
How to set up text banking
Most credit unions and banks require users to log into their secure banking site and select the mobile banking option. During the set up, an activation code is sent to your phone which you then enter into your online account to activate text banking.
Always make sure your bank or credit union is secure and is committed to never sending confidential information such as user ID’s, passwords, or complete account numbers via text banking.
How to use text banking
Once you’ve setup text banking at your credit union or bank, you can use text commands to utilize a variety of different banking tools. For example, Education Credit Union, which is located in Amarillo, and Canyon, TX and the West Texas region, offers the following text banking commands:
BAL — Current and available balances for a primary account you designate
LAST — The last five transactions in your primary account.
BAL ALL — Current balances for all the accounts you have.With Education Credit Union, you can also receive a low balance alert if your balance drops below a set threshold. You can also transfer funds via text message and have the ability to add a second phone number. Learn more about ECU Text Banking or signup here.