Checking with a Cherry on Top!

Earn 5.10% APY* Bonus Interest on Your $mart Checking Account!

Our $mart Checking offers a little more than a basic checking account.
Not only can you open with no minimum deposit, but you’ll also receive bonus dividends plus an opportunity to earn 5.10% APY* just to perfectly top things off!
  • Monthly dividends + Bonus Interest!
  • No minimum opening deposit
  • And access to over 67,000 Surcharge-free ATM
    transactions Nationwide
$mart Checking is easy to open, easy to navigate, and full of electronic support tools. Start checking with us today! 

*APY = Annual Percentage yield. APY is accurate as of 4/3/23 and subject to change. If minimum qualification requirements are met during monthly qualification cycle, and maintain at least $1,000 daily balance, 5.10% APY will apply to balances $25,000.00 and below and .10% APY will apply to balances of $25,000.01 or more. Fees may reduce earnings on the account. If all of minimum qualification requirements are met except you do not maintain a minimum $1,000 daily balance during monthly qualification cycle, 5.00% APY will apply to your entire balance. If you do not meet minimum qualification requirements but maintain a minimum $1,000 average daily balance during the monthly qualification cycle, .10% APY will apply to the entire balance. Other restrictions may apply.

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