Courtesy Pay is an overdraft service that is associated with an Education Credit Union checking account. Courtesy Pay is activated when there are not sufficient funds in your account to cover an item presented for payment. You are charged one fee, per item, per day that would create an overdraft on your account; either a Courtesy Pay Fee or Non-Sufficient Funds fee. Courtesy Pay is only available to eligible checking accounts, contact us for more details. For additional information, please refer to the Membership Booklet.
Expand your purchasing power and reduce courtesy pay fees with overdraft protection. Subject to application and approval, this coverage transfers funds from your savings or Qwik Cash Line of Credit. Contact an ECU representative for full details.