Extra Credit LOC

Set up a “Cash Stash” for unexpected expenses and buying opportunities. An ECU Extra Credit Line of Credit serves as overdraft protection for your ECU checking account or an easy way to access money when you need it.

Let our Extra Credit Line of Credit help fund your summer fun. You can access your funds, up to your credit limit, day or night, 365 days a year, at home or away by transferring from your Extra Credit account to your checking account through ECU’s Mobile app or home banking. 

Pay your Extra Credit account in full each month or repay according to the payment schedule based upon the amount you have accessed.