Holiday Helpers!

We’ve made it easy to check off your holiday shopping list with one of our low-rate loan options!

Helping You Thrive

Holiday Loans for added holiday cheer!

Rates as low as 6.49% APR* with terms up to 12 months.

Skip-a-Payment Options

Take a payment holiday. Go to, click on the Loans menu and select Skip-A-Pay**, then complete the quick and easy application

Helping You Thrive
Helping You Thrive

Make it a Rewarding Holiday Season Credit Cards+ Rewards!

  • Use your Visa Platinum Cash Rewards Credit Card and earn up to 1% cash back on all retail purchases!
  • In addition to earning cash back, enjoy a 5.99% APR† on all credit card purchases between November 1 and December 31. For extra holiday cheer, the rate will remain for the life of the balance!

*APR=Annual Percentage Rate. With approved credit. Rate based on creditworthiness. Offer good 10/1/2022 through 12/31/2022. Sample payment: per $1,000 borrowed for 12 months at 6.49% APR=$86.29. Rate subject to change without notice. Maximum term on this loan is 12 months.

**Subject to ECU underwriting approval. Offer does not apply to single-pay notes, home improvement, home equity loans, home equity lines of credit, mortgages, credit cards, or any line of credit loan.
Loan(s) must be current and in good standing. Interest will continue to accrue and skipping payment will extend the loan term.

†All retail purchases. Rate valid on all retail purchases. Rate remains for the life of the balance. Cash advances and balance transfers do not qualify for rate. Visit for terms and conditions. Offer good 11/1/2022 through 12/31/2022.