Our $mart Checking offers a little more than a basic checking account. Not only can you open with no minimum deposit, but you’ll also receive monthly interest plus an opportunity to earn 6.00% APY* bonus interest just to perfectly top things off!
- Monthly interest + Bonus Interest!
- No minimum opening deposit
- And access to over 67,000 Surcharge-free ATM
To meet minimum qualification requirements to qualify for a higher Bonus Rate or Bonus Rate Plus on your $mart Checking account, you must:
- Be enrolled in edocs
- Complete at least 15 non-ATM debit card transactions that post and settle your account
- Receive at least $500 in electronic deposits
$mart Checking is easy to open, easy to navigate, and full of electronic support tools. Start checking with us today!
*APY = Annual Percentage yield. APY is accurate as of 10/1/23 and subject to change. If minimum qualification requirements are met during monthly qualification cycle, and maintain at least $1,000 daily balance, 6.10% APY will apply to balances $50,000.00 and below and .10% APY will apply to balances of $50,000.01 or more. Fees may reduce earnings on the account. If all of minimum qualification requirements are met except you do not maintain a minimum $1,000 daily balance during monthly qualification cycle, 6.00% APY will apply to your entire balance. If you do not meet minimum qualification requirements but maintain a minimum $1,000 average daily balance during the monthly qualification cycle, .10% APY will apply to the entire balance. Other restrictions may apply.
See our deposit rates for all current $mart Checking rates.