|Mortgage Term***||Rate**||Daily Periodic Rate|
|10 Year Fixed Rate||2.250%||0.006164%|
|15 Year Fixed Rate||2.500%||0.006164%|
|20 Year Fixed Rate||2.875%||0.007877%|
|30 Year Fixed Rate||2.875%||0.007877%|
|Home Equity Term***||Rate**||Annual Percentage Rate As Low As*|
|5 Year Fixed Rate||3.125%||3.125%|
|10 Year Fixed Rate||3.500%||3.500%|
|15 Year Fixed Rate||3.750%||3.750%|
|20 Year Fixed Rate||4.000%||4.000%|
|30 Year Fixed Rate||4.250%||4.250%|
Home Equity Line Of Credit
Home Equity Line of Credit*** Term Annual Percentage Rate As Low As* Daily Periodic Rate
Min. $8,000.00 - 3.20% 0.008767%
|Secured||Term||Annual Percentage Rate As Low As*||Daily Periodic Rate|
|Secured Home Improvement Loan||0-120 months||6.000%||0.016438%|
|Secured Home Improvement Loan||121-180||6.000%||0.016438%|
|Secured Home Improvement Loan||181-240 months||6.000%||0.016438%|
|Unsecured||Term||Annual Percentage Rate As Low As*||Daily Periodic Rate|
|Unsecured Home Improvement||0-120 Months||8.250%||0.022603%|
|Unsecured Home Improvement||121-240||8.250%||0.022603%|
*Stated Annual Percentage Rates are with approved credit and includes all loyal member loan rate discounts, effective as of January 14, 2021 which are subject to change without notice.
**Rate quoted is our best rate. Rates may vary based on credit and are subject to change without notice. The above mentioned conforming fixed rate loans, loans are based off a loan amount of $150,000 with a qualifying credit score of 736 plus fees associated to include .50% origination and/or discount.
***Mortgage LTV(loan to value) 95% or less. Home Equity & Home Equity LOC LTV(loan to value) 80% or less.
This is not an advertisement to extend consumer credit, nor is it an offer to enter into an interest rate or discount point agreement. Prices are subject to change without notice. Please contact one of our mortgage originators for specific information. All loans must be approved prior to locking.
We do business in accordance with Federal Fair Lending Laws
UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18) TO:
- Deny a loan for the propose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling: or
- discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or an appraising property.
UNDER THE EQUAL CREDIT OPPORTUNITY ACT IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:
- On the basis of race, color national origin, religion, sex, marital status, or age;
- because income is from public assistance; or because a right was exercised under the Consumer Credit Protection Act.