Personal Loans Rates
Rate is Variable adjusted quarterly.
| Qwik Cash Line of Credit | Term | Annual Percentage Rate As Low As | Daily Periodic Rate |
|---|---|---|---|
| Unsecured | N/A | 9.90% | .027123% |
| Personal Loans, Household Goods, Video Players, Musical Instruments | Term | Annual Percentage Rate As Low As | Daily Periodic Rate |
|---|---|---|---|
| Unsecured | 12 months | 10.30% | .028219% |
| 48 months | 10.50% | .028767% |
| Electronics Loan | Term | Annual Percentage Rate As Low As | Daily Periodic Rate |
|---|---|---|---|
| Unsecured | 12 months | 10.300% | .028219% |
| Lasik/Laser/ Cosmetic Surgery | Term | Annual Percentage Rate As Low As | Daily Periodic Rate |
|---|---|---|---|
| Unsecured | 12 months | 9.95% | .027260% |
| 48 months | 10.95% | .030000% | |
| 60 months | 11.45% | .031370% |
| Wedding Loan | Term | Annual Percentage Rate As Low As | Daily Periodic Rate |
|---|---|---|---|
| Unsecured | 24 months | 8.99% | 0.024630% |
| New Teacher Loan | Term | Annual Percentage Rate As Low As | Daily Periodic Rate |
|---|---|---|---|
| Unsecured | 1-36 months | 6.00% | 0.013698% |
| Vacation Loans | Term | Annual Percentage Rate As Low As | Daily Periodic Rate |
|---|---|---|---|
| Unsecured | 1-24 Months | 8.99% | .024630% |
| Certification For Education (CFE) | Term | Annual Percentage Rate As Low As | Daily Periodic Rate |
|---|---|---|---|
| Unsecured | 12-24 months | 9.15% | .025068% |
| Unsecured | 25-48 months | 9.50% | .026027% |
*Stated Annual Percentage Rates are with approved credit and includes all loyal member loan rate discounts, effective as of May 1, 2019 which are subject to change without notice.