Visa Rates
25-day grace period on all Visa accounts. Minimum monthly payment equal to 3% of balance or $18, whichever is greater. ATM cash advance on PIN number.
| VISA Platinum Shared Secured | Annual Percentage Rate | Daily Periodic Rate |
|---|---|---|
| Standard Rate Purchases | 10.95% | .030000% |
| Late Fee - If a payment is 10 days or more past due, you will be charged a Late Payment Fee of $25.00 Return Check Fee - $24.00 |
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| VISA Platinum | Annual Percentage Rate | Daily Periodic Rate |
|---|---|---|
| Standard Rate Purchases | 10.95% | .030000% |
| Late Fee - If a payment is 10 days or more past due, you will be charged a Late Payment Fee of $25.00 Return Check Fee - $24.00 |
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| VISA Platinum Cash Rewards | Annual Percentage Rate | Daily Periodic Rate |
|---|---|---|
| Standard Rate Purchases | 7.24% to 17.75% | .047233% to .048630% |
| Late Fee - If a payment is 10 days or more past due, you wil be charged a Late Payment Fee of $25.00 Return Check Fee - $24.00 |
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*Stated Annual Percentage Rates are with approved credit, effective as of February 1, 2021, which are subject to change without notice.