Make It Yours

Home Equity loans to make it possible.

Home Equity Loan

If you are looking for the perfect loan specifically for home renovations, Home Equity Loans are a great option for those who prefer a low, fixed rate and anticipated monthly payments. Simply borrow a fixed amount and repay it over a fixed period of time. You can also make payments quickly and easily through online/mobile Banking.

A Home Equity Loan is a smart way to finance a specific purchase.


A HELOC (Home Equity Line of Credit) is an open-ended loan that allows you to draw on your funds when you need them. As you pay back the loan, the money in your line of credit becomes available again for future use without having to reapply. A HELOC is perfect for an emergency fund, last-minute projects, or paying large expenses like home remodeling projects, college tuition, or bill consolidation. It’s a great option when you have ongoing borrowing needs.

  • Quick and easy application process
  • No prepayment penalty

*Value determined by the appraisal district’s published value, or a certified appraisal may be required at the borrower’s expense. Other conditions or restrictions may apply. See an ECU representative for full details.

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