YOUR FINANCIAL QUESTIONS ANSWERED
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Q: What credit score do you need to mortgage a house?
A: The best way to find out if you qualify for a mortgage loan is to submit a loan application to your credit union or bank. Prospective homeowners do not need a flawless credit score, but the higher your score the better. Because a credit score provides evidence of how likely you are to pay back the mortgage loan, your existing score is typically an important factor in the loan process.
Education Credit Union’s Mortgage Originators can help you find the loan program that’s right for you. Learn more about ECU mortgage loans that fit your individual needs and financial circumstances.