Open a Checking Account and You Could Earn $123!*

Banking with ECU is as easy as 1, 2, 3!

If you’re looking for a new checking account that pays you, switch to Education Credit Union’s $mart Checking account! Plus, for a limited time, you could earn $123, just by opening $mart Checking. $mart Checking is a no monthly fee checking account for members who want simple setup, strong digital tools, and access to their money anytime, anywhere.

ECU members also enjoy:
  • No minimum opening deposit or monthly service fees

  • Access to 80,000+ surcharge-free ATMs nationwide

  • Free instant-issue Visa debit card with contactless tap-to-pay technology and a variety of personalized designs

  • Free ECU Mobile App with check deposit, card controls, and custom budgeting tools

  • Access to Bill Pay

  • Transfer money with Zelle®
To receive the $123 bonus, new $mart Checking account holders will need to:
  • Enroll in edocs

  • Complete at least 15 qualifying transactions by the last day of the month

  • Receive at least $500 in electronic deposits into the account within 60 days of opening the account

Earning the Bonus is easy!

Open a Checking Account and you could earn $123!*

*This Member Rewards Promotion is valid October 1, 2026, through December 31, 2026, for individuals who have had no previous checking accounts with Education Credit Union. To qualify for this bonus, new members must earn the $mart Checking Bonus Dividend (as described on the Truth in Savings disclosure that has been provided as part of the membership packet) within the first 2 full statement cycles of the account being opened and must not have a negative balance on the last day of the statement cycle in which the $mart Checking Bonus Dividend requirements are met. Once these requirements have been met, the $123 bonus will be deposited into the qualifying $mart Checking account within seven (7) days after the date the second statement is mailed or made available to you. It may not be deposited into any other account(s). Only one bonus will be paid per membership. If the account is closed within 12 months of the bonus being paid, ECU may deduct the bonus amount from the member’s available balance. The bonus is considered taxable and will be reported to the IRS as earnings on the account that is opened. Restart Checking accounts do not qualify for the $mart Checking Bonus Dividend and therefore do not qualify for this Member Rewards Promotion.

Federally Insured by NCUA. Membership eligibility required.