From Educators to Everyone!

Join today and see why $mart Checking is one of the smartest ways to make the most of your money.

Learn more

Earn More Without Lifting a Finger

Renew your CD today to keep your earnings growing.

Learn more

Get ready for the Classroom

Cover back-to-school expenses with a loan as low as 7.25% APR.

Learn more
How can we help you today?

Join ECU

Open an Account

Apply for a Loan

Find a Branch/ATM

Current Promos

Quick Rates

Rate options mean great deals for you. Check deposit and loans rates.

Auto Loans

as low as

4.99% APR

Personal Loans

as low as

6.75% APR

Boat/RV Loans

as low as

6.99% APR

$mart Checking

earn up to

4.25% APY
From Educators to Everyone!

Though we were founded by teachers, for teachers, our doors are now open to the Texas Panhandle!*

As an Education Credit Union member, you gain more than a simple account. We offer the knowledge and resources you need to make smarter financial decisions for a brighter future. With flexible, tailored products local financial services; and great rates, ECU is designed to meet your needs at every stage of life.

ECU Videos

Episode 10: How Can a Personal Loan Help You Grow?

On this episode of The Core, Colten Hibbs talks with Janie Williams, ECU’s Assistant Branch Manager at the Badger $mart Branch, about personal loans. Janie explains how young people can use installment loans to build credit and prepare for long-term financial success. She also shares important tips on what to watch out for when taking out a loan.

Trusted by members like you.

SEE WHAT PEOPLE ARE SAYING ABOUT ecu!

I recently purchased a new truck and finance it through Education Credit Union. The process was quick, easy, and stress-free. The team was friendly, professional, and made sure I understood all my options. High recommend for anyone looking for great financing and excellent service!

Melissa 1-40 Branch was fantastic - friendly and professional.

– Alfredo M.

ECU Member

Hands down this is the best credit union in Amarillo. Friendly, caring, understanding and a willingness to help in all areas of finance in the best interest of their members...Kudos to Education Credit Union.

– Gail L.

ECU Member

I have been doing business with ECU for over 15 years now and have had countless loans and interactions with them. They make the process of getting a vehicle so enjoyable and easy. Even on a mortgage, they went out of their way to help me out. Highly recommend ECU for any one and any loan great people and great bank.

– Brenton H.

ECU Member

This bank has the most amazing employees! You always feel welcomed and never leave with questions unanswered. My personal favorite is Adriana. She has always gone above and beyond for us.

– Candi E.

ECU Member

I’ve been banking here for a few years. I called in to get another car loan & talked to Angela & she was very helpful & made it very easy, I was signing papers in less than an hour! Definitely recommend for your car loan needs.

– Jordan M.

ECU Member

The ECU Blog

see what we’ve been up to @ECU

Catch up on the latest news, milestones, and moments

educationcreditunion

View Instagram post by educationcreditunion

Aug 11

Open post by educationcreditunion with ID 18085483226207097
Each year, Harrington Cancer and Health Foundation recognizes two corporate donors, celebrating their generosity and impact on their mission, through the Friends of the Foundation program. We're proud to announce that Education Credit Union was chosen to receive the first award of the year! 🎉 Harrington Cancer and Health Foundation is a Community Health Foundation serving the Amarillo Region. They help reduce the burden of cancer for families across the Texas Panhandle. We are proud to partner with such an amazing institution and honored to contribute to their mission in a small, but meaningful way. Thank you! #ECUAwards #LearnMoreLiveMore #CommunityGiving

12 0

educationcreditunion

View Instagram post by educationcreditunion

Aug 10

Open post by educationcreditunion with ID 18110966285059549
📢 NEW WEBSITE COMING SOON! 📢 A NEW ECU Website is coming on August 17th! With our updated ECU member website experience, you will enjoy the same easy access to online banking and account information as you do now, with the added benefit of new resources, tools, and information in an easy-to-navigate format. The new site also introduces our refreshed brand, creating a more modern and consistent member experience. There is NO action required from members to enjoy the new website experience. Same URL, same login to online banking, same safe account access: It's just easier to find what you need. And you'll enjoy more insights and resources to help your financial journey! If you have questions about our new site, learn more at the link in our bio.

4 0

educationcreditunion

View Instagram post by educationcreditunion

Aug 6

Open post by educationcreditunion with ID 18110219192061082
Don’t forget to take advantage of Tax-Free Weekend to make your back-to-school budget go even further! If you need extra flexibility for bigger purchases, Education Credit Union’s Back-to-School Personal Loan can help you prepare for a successful school year. Learn more about your financing options and shop with confidence. #EducationCU #BackToSchool #TaxFreeWeekend #SchoolShopping #PersonalLoan #FinancialWellness #SmartMoney #CreditUnionLife

2 0

educationcreditunion

View Instagram post by educationcreditunion

Aug 5

Open post by educationcreditunion with ID 18132008227623495
A fresh look. The same commitment to you. ✨ While our colors may be changing, the friendly faces, trusted service, and dedication to helping you thrive financially remain exactly the same.

9 0

educationcreditunion

View Instagram post by educationcreditunion

Aug 3

Open post by educationcreditunion with ID 18113956366937197
🎉ECU ANNOUCEMENT🎉 A NEW ECU Website is coming soon! With our updated ECU member website experience, you will enjoy the same easy access to online banking and account information as you do now, with the added benefit of new resources, tools, and information in an easy-to-navigate format. The new site also introduces our refreshed brand, creating a more modern and consistent member experience. There is NO action required from members to enjoy the new website experience. Same URL, same login to online banking, same safe account access: It's just easier to find what you need. And you'll enjoy more insights and resources to help your financial journey! If you have questions about our new site, learn more at the link in our bio.

9 0

educationcreditunion

View Instagram post by educationcreditunion

Jul 31

Open post by educationcreditunion with ID 18158681548484109
👀 Something exciting is on the horizon... We can't wait to share what's coming with you!

12 0

educationcreditunion

View Instagram post by educationcreditunion

Jul 20

Open post by educationcreditunion with ID 18115440394923561
There's still time! If you’ve had a great experience with Education Credit Union, help us earn “Best of Amarillo.” Cast your vote today at the link in our bio! Please vote for us in the following categories: - Best Credit Union - Best Customer Service - Best Mortgage Lending Company - Best Personal Loan/Title Loan Company - Best Philanthropic Business - Best Boss - Marcus Smith

0 0

educationcreditunion

View Instagram post by educationcreditunion

Jul 14

Open post by educationcreditunion with ID 18078130331279885
It’s always fun with our team members at ECU! Come see us at any of our 11 locations!

29 1

educationcreditunion

View Instagram post by educationcreditunion

Jul 10

Open post by educationcreditunion with ID 17889545913591682
We’re honored to serve this community, and now we need your vote! If you’ve had a great experience with Education Credit Union, help us earn “Best of Amarillo.” Cast your vote today at the link in our bio! Please vote for us in the following categories: - Best Credit Union - Best Customer Service - Best Mortgage Lending Company - Best Personal Loan/Title Loan Company - Best Philanthropic Business - Best Boss - Marcus Smith

1 0