Open a Checking Account and
You Could Earn $123!*

Banking with ECU is as easy as 1, 2, 3!

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Put Your Rate In Reverse

Refinance your auto with our low rates.

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From Educators to Everyone!

Join today and see why $mart Checking is one of the smartest ways to make the most of your money.

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Quick Rates

Rate options mean great deals for you. Check deposit and loans rates.

Auto Loans

as low as

4.99% APR

Personal Loans

as low as

7.50% APR

Boat/RV Loans

as low as

6.99% APR

$mart Checking

earn up to

4.35% APY
From Educators to Everyone!

Though we were founded by teachers, for teachers, our doors are now open to the Texas Panhandle!*

As an Education Credit Union member, you gain more than a simple account. We offer the knowledge and resources you need to make smarter financial decisions for a brighter future. With flexible, tailored products local financial services; and great rates, ECU is designed to meet your needs at every stage of life.

Episode 10: How Can a Personal Loan Help You Grow?

On this episode of The Core, Colten Hibbs talks with Janie Williams, ECU’s Assistant Branch Manager at the Badger $mart Branch, about personal loans. Janie explains how young people can use installment loans to build credit and prepare for long-term financial success. She also shares important tips on what to watch out for when taking out a loan.

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