ECU Investments

What investment options does Education Credit Union offer? Explore money market accounts, CDs, IRAs, and investment services designed to help you save, grow your money, and prepare for retirement.

Money Market Accounts

When you have money to save and are looking for the best return, turn to Education Credit Union. If you are looking for a secure and profitable way to grow your savings, we have two smart ways to do just that! ECU Money Market accounts combine the liquidity you want with the potential to earn greater dividends all while keeping your funds accessible.

Money Market Account:

  • Minimum to open: $500

  • Minimum balance to earn dividends: $500

  • Dividend accrual: calculated daily, paid monthly

  • Withdrawals: up to six per month

Super Money Market Account:

  • Minimum to open: $25,000

  • Minimum balance to earn dividends: $2,500

  • Dividend accrual: calculated daily, paid monthly

  • Withdrawals: up to three per month

The Shortest Distance to your Goals is Banking with ECU!

Woman in professional attire looking up in a downtown city
Woman in professional attire looking up in a downtown city

*See ECU fee/disclosure schedules for full details. For Money Market accounts, you may make no more than six (6) preauthorized or telephone transfers per month. For Super Money Market accounts, you may make no more than three (3) preauthorized or telephone transfers per month. If you exceed these limits, your account may be subjected to a fee.

ECU Certificates of Deposit (CDs) and IRA Accounts (Roth, Traditional, Rollovers)

Time is on your side with our investment products. You choose the term to match your goals.

The future is brighter when you save for it! Build a stronger savings and retirement strategy with ECU Certificates of Deposit and IRA options designed to help you earn more and optimize for the future. It’s the smart option for reaching your goals!

Certificates of Deposit (CD)

  • Higher dividend rates than standard savings when funds stay on deposit for a fixed term

  • Minimum opening balance: $500

  • Terms available: 6 to 60 months

  • See ECU deposit rates

ECU IRA Accounts (Retirement Savings)

  • Tax-advantaged retirement savings option for long-term planning

  • Two rate tiers: earn higher dividends as your balance increases

  • Easy IRA and 401(k) rollovers

  • IRA options: Roth IRA and Traditional IRA

  • Minimum opening balance: $50

IRA CDs

  • Minimum balance: $500

  • Terms available: 6 to 60 months

  • See ECU deposit rates for current IRA rates

Save with Purpose and Retire with Ease.

Your Investment account options at a glance.

Money Market & Super Money MarketOpen these accounts for the potential to earn greater dividends all while enjoying the liquidity of having your funds accessible.
CDs & IRAsOpen these accounts to build stronger savings and retirement strategy to optimize your future.
Related Links