Website Terms and Policies

Terms, Conditions, and Privacy

FOR OUR MEMBERS’ PEACE OF MIND:

We have invested in VeriSign’s secure server digital certificate to protect your data. Through the use of Secure Socket Layer (SSL) technology, the standard for secure communications on the Web, your data will be sent to a secure database and is encrypted to protect your privacy by the safest available encryption technology.

Restrictions on use

This site is owned and operated by Education Credit Union and is protected by international copyright and trademark laws. You may not modify, copy, reproduce, republish, upload, post, transmit or distribute in any way any material from this site including code and software. You may download material from this site for your personal, non-commercial use only, provided you keep intact all copyright and other proprietary notices.

License to Education Credit Union

By posting messages, uploading files, inputting data, or engaging in any other form of communication through this service, you are granting Education Credit Union a royalty-free, perpetual, non-exclusive, unrestricted, worldwide license to:

Use, copy, sublicense, adapt, transmit, publicly perform, or display any such communication. Sublicense to third parties the unrestricted right to exercise any of the foregoing rights granted with respect to the communication. The foregoing grants shall include the right to exploit any proprietary rights in such communication, including but not limited to rights under copyright, trademark, service mark, or patent laws under any relevant jurisdiction.

Disclaimer

Education Credit Union has provided links and pointers to Internet sites maintained by third parties. Education Credit Union does not operate or control in any respect any information, products or services on these third-party sites. The materials in this site and the third-party sites are provided “as is” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable law, Education Credit Union disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Education Credit Union does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site including bulletin boards, or the server that makes it available, are free of viruses or other harmful components. Education Credit Union does not warrant or make any representations regarding the use or the results of the use of the materials in this site or in third-party sites in terms of their correctness, accuracy, timeliness, reliability or otherwise. You, and not Education Credit Union, assume the entire cost of all necessary maintenance, repair or correction.

Limitation of liability

Under no circumstances, including, but not limited to negligence, shall Education Credit Union be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, Education Credit Union materials. You specifically acknowledge and agree that Education Credit Union is not liable for any defamatory, offensive or illegal conduct of any user. If you are dissatisfied with any of Education Credit Union material, or with any of Education Credit Union’s terms and conditions, your sole and exclusive remedy is to discontinue using Education Credit Union.

Because of the possibility of human and mechanical error, as well as other factors, Education Credit Union is not responsible for any information errors or omissions that might be accessed through this Web site. All information is provided to the user “as is” without express or implied warranties of any kind including the warranties of merchantability, non-infringement of intellectual property, or fitness for any particular purpose. Furthermore, Education Credit Union will not be liable for any delay, difficulty in use, inaccuracy of information, computer viruses, malicious code or other defect in this Web site, or for the incompatibility between this Web site’s files and the user’s browser or other site accessing program. Nor will Education Credit Union be liable for any other problems experienced by the user due to causes beyond Education Credit Union’s control. No license to the user is implied in these disclaimers.

Termination

This agreement is effective until terminated by Education Credit Union, at any time without notice. In the event of termination, you are no longer authorized to access the bulletin boards and the restrictions imposed on you with respect to material downloaded from the bulletin boards, the disclaimers and limitations of liabilities set forth in this agreement, shall survive.

Education Credit Union and Privacy

Because your privacy is important to us, Education Credit Union operates by these principles:

Education Credit Union website (“Site”) is maintained by Education Credit Union, 4400 West I-40, Amarillo, Texas 79106. We can be reached by e-mail at infosys@educationcu.com

We explicitly ask when we need information that personally identifies you (“Personal Information”). For example, we may request that you provide Personal Information as part of a contest or promotion. We use your Personal Information to operate Education Credit Union, and we may occasionally inform you of new features, services, and products from Education Credit Union.

If at any time you believe a Site has not adhered to these principles, please notify us by e-mail to infosys@educationcu.com and we will use all commercially reasonable efforts to promptly determine and correct the problem.

If you have questions about this policy, please e-mail us at infosys@educationcu.com

Other

This agreement shall be governed by and construed in accordance with the laws of the State of Texas without giving effect to any principles or conflicts of law. If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provision.