Auto Loans

For vehicle financing, make ECU your first stop! With competitive rates and flexible term, make sure you consult with an ECU associate prior to making financing and/or potential rebate decisions at a dealership. As an ECU member, the credit union will work with you to identify your best financing options and pre-approve you BEFORE you shop.

You may apply online or stop into any convenient ECU location.

  • Get pre-approved
  • Easy online application
  • Competitive rates
  • Superior member service

New & Used Auto Loans

Get a great rate on your ride. Finance your new or used vehicle with ECU and enjoy 100% financing and terms up to 84 months with competitive rates. You can also refinance your existing auto loan from another institution to potentially lower your rate and get better terms.

New & Used Motorcycles

ECU offers financing on new and used motorcycles at a competitive rate with terms up to 84 months.

New & Used Boats and RVS

Finance your new or used boat with ECU. We offer competitive rates and flexible terms up 240 months.

Loans are subject to credit approval. Some restrictions may apply. Rates may vary depending on your credit report. Contact an Education Credit Union associate for complete details.

Find out the benefits of a new or used car loan from Education Credit Union

Do Better Auto Loan Research with Education Credit Union

This valuable service helps you save money and determine the value of your trade BEFORE YOU SHOP! BE sure to TALK TO ECU BEFORE YOU BUY so you can negotiate your very best deal.

It’s easy! It’s FREE!

  • New and used car information is always available to members through ECU’s lobby computer and vehicle library.
  • Find the value of used vehicles through National Automobile Dealers Association (your computer or ours) or use J.D. Power
  • For new, used, and everything else, check out Motor Trend.

Buying, selling, or trading a car, truck, van, motor home, fifth-wheel or motorcycle? Trust ECU’s vehicle pricing information!

CARFAX® provides you with vital vehicle history information (salvage title, prior accidents, odometer rollback, manufacturers-lemon buy back and uncompleted recall repairs) about a used car or truck you’re considering buying. You can request your CARFAX® vehicle history report for free by clicking the link below.

Click here for CARFAX®.