Checking

At ECU we’ve designed our checking account to meet your dynamic needs. Access your ECU Checking account 24 hours a day, seven days a week, via ATM, online banking, or by phone with touch-tone teller. It’s easy to make the switch to an ECU checking account quickly.

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ECU $mart Checking

$mart Checking is perfect for members looking for a basic checking account with no monthly fee! It’s easy to open, easy to navigate, and full of electronic support tools.

  • No minimum opening deposit
  • Earn monthly interest of 0.10% APY* if your average daily balance is at least $1,000
  • Earn additional 1.0% APY $mart Bonus Dividend with qualifying activity**
  • Access to over 37,000 surcharge-free ATMs nationwide
  • Free debit card rewards
*APY=Annual Percentage Yield. Rate subject to change without notice. To qualify for stated APY, the average daily balance in the account must be at least $1,000.
**APY=Annual Percentage Yield. Rate subject to change without notice. To qualify for the stated APY, you must be enrolled in e-docs and have at least 15 non-ATM debit card transactions a month. The account must have also received at least $500 in electronic deposits a month. See website for full details. Stated APY is only available on the first $10,000 of your account balance.

 

Open a Smart Checking Account

Excess Share Insurance Corporation provides up to an additional $250,000 of insurance per membership.

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