ECU Investments

Money Market Accounts

When you have money to save and are looking for the best return, turn to Education Credit Union. If you are looking for a secure and profitable way to grow your savings, we have two smart ways to do just that! ECU Money Market accounts combine the liquidity you want with the potential to earn greater dividends all while keeping your funds accessible.

Money Market Account:

  • Minimum to open: $500

  • Minimum balance to earn dividends: $500

  • Dividend accrual: calculated daily, paid monthly

  • Withdrawals: up to six per month

Super Money Market Account:

  • Minimum to open: $25,000

  • Minimum balance to earn dividends: $2,500

  • Dividend accrual: calculated daily, paid monthly

  • Withdrawals: up to three per month

The Shortest Distance to your Goals is Banking with ECU!

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Woman in professional attire looking up in a downtown city

*See ECU fee/disclosure schedules for full details. For Money Market accounts, you may make no more than six (6) preauthorized or telephone transfers per month. For Super Money Market accounts, you may make no more than three (3) preauthorized or telephone transfers per month. If you exceed these limits, your account may be subjected to a fee.

ECU Certificates of Deposit (CDs) and IRA Accounts (Roth, Traditional, Rollovers)

Time is on your side with our investment products. You choose the term to match your goals.

The future is brighter when you save for it! Build a stronger savings and retirement strategy with ECU Certificates of Deposit and IRA options designed to help you earn more and optimize for the future. It’s the smart option for reaching your goals!

Certificates of Deposit (CD)

  • Higher dividend rates than standard savings when funds stay on deposit for a fixed term

  • Minimum opening balance: $500

  • Terms available: 6 to 60 months

  • See ECU deposit rates

ECU IRA Accounts (Retirement Savings)

  • Tax-advantaged retirement savings option for long-term planning

  • Two rate tiers: earn higher dividends as your balance increases

  • Easy IRA and 401(k) rollovers

  • IRA options: Roth IRA and Traditional IRA

  • Minimum opening balance: $50

IRA CDs

  • Minimum balance: $500

  • Terms available: 6 to 60 months

  • See ECU deposit rates for current IRA rates

Save with Purpose and Retire with Ease.

Your Investment account options at a glance.

Money Market & Super Money MarketOpen these accounts for the potential to earn greater dividends all while enjoying the liquidity of having your funds accessible.
CDs & IRAsOpen these accounts to build stronger savings and retirement strategy to optimize your future.

Investment Services

When You Want Even More Investment Options, ECU delivers.

Introducing C.S. Wilson & Associates

Education Credit Union and C.S. Wilson & Associates, Inc. have teamed up to provide financial services and investment options for all members. Financial advisors Cathy Wilson and Marcy Maberry help members pursue their financial goals and create a custom plan designed just for you. Contact them at one of their two convenient locations.

Services offered by the C.S. Wilson & Associates Team:

  • Customized financial plans

  • Asset allocation modeling (conservative to aggressive growth)

  • Fee-based asset management (using no-load funds)

  • Educational funding strategies

  • Insurance evaluation (life, long-term care, Medicare supplement)

  • Retirement planning (IRAs, Traditional and Roth, 401(k) and 403(b) plans, Simple IRAs

  • Beneficiary check-ups

  • Independent wealth management advice

  • Estate planning

  • Social Security planning

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Amarillo Main Office

Lubbock Branch

Cathy Wilson Headshot
Cathy Wilson

CFP®, AIF

She established C.S. Wilson & Associates, Inc. Financial Advisors over 30 years ago. She is passionate about providing all her clients with caring, independent and practical financial guidance. This includes establishing and monitoring financial strategies for retirement planning, estate planning+ and investment planning. Her number one priority is to serve her clients with the utmost integrity, trust and respect.

Marcy Maberry Headshot
Marcy Maberry

Financial Advisor

She has been in the financial planning business since 2001. She graduated from Texas Tech University with a degree in Family Financial Planning. Marcy’s personable approach, attention to detail and development of solid financial plans make her a valuable member of our team.

Sally Miller Headshot
Sally Miller

Executive Assistant

She joined the firm in 2007 after teaching for 33 years. Sally oversees client relationships. She also coordinates the day-to-day operations of the office and loves interacting with and helping our clients with all their needs. Her enthusiasm and love of life make her a favorite with all our clients!

Financial Professionals of Cetera Advisors LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisors LLC site at www.ceteraadvisors.com.

Check the background of C.S. Wilson & Associates on FINRA’s BrokerCheck.

Check the backgrounds of investment professionals on FINRA’s BrokerCheck.

Securities and Advisory Services offered through Cetera Advisors LLC, Member FINRA/SIPC, a broker-dealer and Registered Investment Adviser. Cetera is under separate ownership from any other entity.

Investments are: Not NCUA insured, not a deposit, not Education Credit Union guaranteed, not insured by any government agency, may lose value.

C.S. Wilson, Education Credit Union, and Cetera Advisors LLC are not affiliated companies.

Important Information and Form CRS | Business Continuity

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