Boost your earnings and optimize your returns with us!
- Earn 6.10% APY* on our $mart Checking account with qualifying activities.
- Earn 5.15% APY** on a 9-month CD+ when you bring in new money not already on deposit with ECU.
- Or Earn 4.75% APY** on a 6-month CD, plus enjoy a minimum opening balance of only $500 dollars on all CDs.
Take advantage of these great rates today!
The best news for ECU Members?
We are insured by NCUA and ESI (Excess Share Insurance), as a result members accounts are federally insured by NCUA for up to $250,000 in single ownership accounts. ECU also provides ESI, at no cost to you the member, which matches NCUA and offers up to an additional $250,000 in insurance per membership. For a potential total of $500,000 insured.
*APY= Annual Percentage Yield. APY is accurate as of 3/1/24 and subject to change. If minimum qualification requirements are met during the monthly qualification cycle, and maintain at least $1,000 daily balance, 6.10% APY will apply to balances $50,000.00 and below and 0.10% APY will apply to balances of $50,000.01 or more. Fees may reduce earnings on the account. If all minimum qualification requirements are met except you do not maintain a minimum $1,000 daily balance during the monthly qualification cycle, 6.00% APY will apply to your entire balance. If you do not meet minimum qualification requirements but maintain a minimum $1,000 average daily balance during the monthly qualification cycle, 0.10% APY will apply to the entire balance. Other restrictions may apply. See our deposit rates for all current $mart Checking rates.
**APY = Annual Percentage Yield. APY subject to change without notice. Rate are paid at maturity. Penalty for early withdrawal. Minimum opening balance of $500.00.
+New Money only, funds cannot be deposited with ECU for longer than 30 days prior to qualify as new money. APY offer avaliable March 1, 2024, through April 30, 2024.