- No minimum opening deposit
- Earn monthly interest of 0.10% APY* if your average daily balance is at least $1,000
- Earn additional 1.0% APY $mart Bonus Dividend with qualifying activity**
- Access to over 37,000 surcharge free ATMs nationwide
- Free debit card rewards
*APY=Annual Percentage Yield. Rate subject to change without notice. To qualify for stated APY, the average daily balance in the account must be at least $1,000.
**APY=Annual Percentage Yield. Rate subject to change without notice. To qualify for the stated APY, you must be enrolled in e-docs, have at least 15 non-ATM debit card transactions a month and the account has received at least $500 in electronic deposits a month see website for full details. Stated APY is only available on the first $10,000 of your account balance.