Unlock an Extra .35% APY* on Your CD!

When you qualify for our $mart Checking Account Bonus Dividend, your CD also qualifies for an additional $mart Rate Bonus!

Effective July 1, 2024, through October 31, 2024, members who qualify for the $mart Checking Bonus dividend on their $mart Checking account will earn an additional .35% ($mart Rate Bonus) over our current rates for any new or maturing CD (for any term). For example, on a 6-month certificate of deposit that pays a 4.75% APY*, if qualifications for the $mart Rate Bonus are met, the rate would be 5.10%. CD Rates may vary depending on the term of the CD.

Don’t have a $mart Checking or don’t meet the $mart Checking Bonus dividend requirements at this time? No problem! Members who open or renew a CD during this time have 60 days to qualify for the $mart Checking Bonus dividend. Once qualifications are met, the $mart Rate Bonus will be applied to your newly opened or renewed CD.

*APY= Annual Percentage Yield. APY is subject to change without notice. Rates are paid at maturity. Penalty for early withdrawal. Minimum opening deposit $500.00. CDs must have a minimum term of 6 months.